Tātaitai mōkete huamoni anake
Te utu o te huamoni anake: te utu whakahoki ināianei, te pikinga ina tīmata te moni taketake me te huamoni, me te huamoni tāpiri, ka whakatauritea ki te taurewa tēpu me te taurewa heke.
Te whakautu poto
Ko te huamoni anake mō te $ 600,000 i te 5.06% ko te $ 2,530.00 ia marama. I muri i ngā tau 5, ko te moni taketake me te huamoni mō ngā tau 25 e toe ana ko te $ 3,528.55 ia marama, ā, ka nui ake te huamoni o te taurewa i te $ 42,896 i tō te taurewa tēpu mai i te tīmatanga.
| Huamoni anake, ia marama, mō ngā tau 5 | $ 2,530.00 |
| I runga i ngā rā tūturu (BNZ) | $ 2,578.53 i te marama 31 rā, $ 2,495.35 i te marama 30 rā, $ 2,328.99 i te marama 28 rā |
| Kātahi ko te moni taketake me te huamoni mō ngā tau 25 | $ 3,528.55 |
| Te huamoni katoa | $ 610,363 |
| Te huamoni i te taurewa tēpu (table loan) mai i te tīmatanga | $ 567,467 |
| Te huamoni tāpiri nā te huamoni anake | $ 42,896 |
E toru ngā huarahi hei utu i te taurewa kotahi
| Taurewa tēpu (table loan) | Huamoni anake mō ngā tau 5, kātahi ko te tēpu | Taurewa heke (reducing loan) | |
|---|---|---|---|
| Utu whakahoki tuatahi | $ 3,242.97 | $ 2,530.00 | $ 4,196.67 |
| Utu whakahoki whakamutunga | $ 3,242.97 | $ 3,528.55 | $ 1,673.70 |
| Te huamoni katoa | $ 567,467 | $ 610,363 | $ 456,665 |
Te toenga nama i te roanga o te wā
- Taurewa tēpu (table loan)
- Huamoni anake mō ngā tau 5, kātahi ko te tēpu
- Taurewa heke (reducing loan)
Ko ngā utu whakahoki huamoni anake ka utu i te huamoni anake, kāore he aha atu, nō reira ka noho tonu te toenga ki tōna wāhi. Ka whakaae te tātaitai a Sorted ki te 5 tau huamoni anake te roa rawa. Ka utu te taurewa heke i te moni taketake ōrite i ia wā, nō reira ka tīmata teitei ngā utu whakahoki, ka heke haere; e ai ki a ASB, kua kati tana taurewa heke ki ngā tono hou.
Huamoni anake, taurewa tēpu me te taurewa heke
Ko ngā utu whakahoki huamoni anake ka utu anake i te huamoni o tāu e nama ana, nō reira kāore te toenga e heke. Ka tukuna e ngā pēke ki ngā kaitono taurewa anake e tutuki ana i ā rātou paearu. Ina mutu te wā huamoni anake, me utu te taurewa katoa i roto i ngā tau iti iho, nō reira ka peke ake ngā utu whakahoki.
Mai i te 5 o Haratua 2024 kua tātaihia e BNZ te huamoni i runga i ngā rā tūturu, nō reira he teitei ake te utu whakahoki huamoni anake i te taurewa ā-marama i te marama 31 rā i te marama 30 rā. Ka utu te taurewa heke i te moni taketake ōrite i ia wā, nō reira ka tīmata ki ngā utu whakahoki teitei rawa, ā, ko tōna huamoni te iti rawa.
ASB, Shaping your loan payments · BNZ public notice · Sorted
Ētahi atu tātaitai
Ētahi atu pātai utu whakahoki
Utu whakahoki tāpiri
Te wā me te huamoni ka penapenatia mā te utu nui ake, mā te moni rahi kotahi rānei.
Huakina →Pūmau, tere rānei
Tō utu whakahoki i ia wā, te whakapūmau anō me ngā taurewa wehewehe.
Huakina →Utu whati
He matapae o te utu mō te wehe wawe i te reiti pūmau.
Huakina →Ngā reiti mōkete
Ngā reiti e pānuitia ana e ia pēke nui, whai rā, me te OCR.
Huakina →Tātaitai utu whakahoki
E hia ō utu whakahoki?
Huakina →